If you borrow Direct Subsidized Loans or Direct Unsubsidized Loans, you are required to complete counseling before receiving your first loans. This counseling educates you (the loan borrower) about your responsibilities and obligations for the loan(s), as well as how to avoid delinquency and default.
Undergraduate Students: Your entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.
Graduate Students: Your entrance counseling will fulfill counseling requirements for Direct Unsubsidized Loans and Direct PLUS loans.
Once completed, allow 1-2 business days for your counseling to be received by the Office of Financial Aid.